Guaranteed Car Finance
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Guaranteed Car Finance

Bad Credit Car Finance

Need a car but can't get credit? We specialise in guaranteed car finance for people who need to buy a car, but who may have a low credit score due to arrears, CCJs etc. Even if you have been rejected elsewhere you should still apply to us because we have access to funds from lenders who deal with us exclusively here in the UK. So, simply complete the form opposite to apply.

Apply today and arrange to visit one of our many car showrooms around the UK where you can choose from a wide selection of quality vehicles, agree a guaranteed car finance package and drive away your new car the same day!

We always have a wide range of used cars available to drive away the same day from under £37 a week*

Car Finance for People with Bad Credit

Providing that you are permanently employed and have a properly run bank account, we can Guarantee Approval. We can even help you if you have been refused elsewhere because we finance your future, not your past.

“I was turned away by five other garages offering credit for people with bad credit history, but these guys actually did it!”
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With unlimited funds at our disposal, a large stock of quality used cars available to drive away today and no awkward questions to answer. Why not apply today! You may qualify for a no deposit scheme and we will even take your old car in as part-exchange! Ask us about our 5 days motor insurance scheme (subject to acceptance & £12.50 fee) and get a long MOT with your new car. You may struggle to find a better guaranteed car finance deal anywhere else!

All circumstances considered - CCJs, defaults, arrears, self employed, benefits, tax credits, limited or no credit history - Whatever your circumstances we can help. Choose from a wide selection of quality used cars from a full range of manufacturers including Ford, Vauxhall, Toyota, Mazda, Volkswagen, Peugeot, Renault and Fiat.

When you apply for used car finance with us, you can be sure that no other specialist car finance company works harder to get you the credit approval you need to buy the car you want. Bad credit car finance - Even if you've been refused for car credit elsewhere due to CCJs, poor credit history, disability, self employment or any other reason it doesn't matter to us. This is because we have sole exclusivity with lenders, which makes us the Number 1 for used car finance approval in the UK. We also know how important it is to stock a wide range of vehicles in order to satisfy the needs of our customers, so whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will probably have the perfect car for you.

Repayment terms are agreed to suit your budget. Your car comes with a long MOT and a free Mechanical Breakdown Warranty to give you peace of mind that we will repair any mechanical or electrical fault on the car at the point of sale or during the period of cover.

45.9% APR Representative

About This Website | Data Protection | TCF | Credit Checking | The products and services described in this site are available only to residents of England, Wales & Scotland. The information in this site is not directed at anyone other than residents of England, Wales & Scotland and applications from others will not be accepted. The information contained in this site may not satisfy the laws of any other country. If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement. CR Services Ltd principally introduces business to CLS Finance Ltd (CLSF), both of which share common shareholders. We may receive a commission from CLSF for introducing you as a customer to them. You may request details of commission that we receive prior to entering into a loan agreement. We may introduce business to other unrelated lenders. In order to increase your opportunity of getting credit on the best possible terms we recommend that you apply to other lenders before entering into a loan with us. *REPRESENTATIVE FINANCE EXAMPLE: CASH price £3,900, Deposit Nil, Total Amount of Credit £3,900, 208 weekly payments of £36.49, Total cost of credit £3,689.92, Total payable £7,589.92, Representative APR 45.9%, rate of Interest 38.0% p/a (fixed). CR Services Ltd, Unit 2 Alexandra Street, Hyde, Cheshire SK14 1DX. Authorised and Regulated by the Financial Conduct Authority, 25 The North Colonade, Canary Wharf, London E14 5HS (FRN 656589) Finance subject to status. All vehicles subject to availability. Images are for illustration only. E&OE.