Data Protection Information
Guaranteed Car Finance
Finance is provided subject to status. Eligible applicants will reside in England or Wales, will be entitled to apply for and receive credit under United Kingdom law and have regular income exceeding £1,000 per month. Credit limits at lender's discretion, a deposit and/or co-habitor signature or guarantor may be required. Security may be required by way of Bill of Sale. Credit is only available on cars supplied by us. Telephone calls may be monitored or recorded for security and quality control. Information is available in large print on request; please call for details.
Use of Your Information
If you make an application, your details will be held electronically and used in a credit scoring or other automated decision-making process when assessing your application. An enquiry will be made with Credit Reference Agencies. If you provide false or inaccurate information we will record this. We and other organisations may then use and search these records to check your identity, to prevent fraud and money laundering.
You can ask for details about the Credit Reference and Fraud Prevention Agencies from whom and with whom we share this information. Please call Manchester Car Finance on 0161 214 2483. You have a legal right to these records.
For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any "associated" records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: disclose information about your joint applicant and anyone referred to by you. authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you. An "association" between joint applicants, and between you and anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies. You authorise us to make all enquiries necessary to verify this information to enable us to consider this application. If you apply for insurance your information will be passed to the administrators and the insurers for underwriting, processing claims handling and fraud prevention. Your personal data which may include sensitive information such as medical details, will be treated in confidence and will not be disclosed to any third parties except where permitted by law or where you have given your consent, however, it may be shared with any company from time to time forming part of the same Group as Manchester Car Finance, approved Credit Brokers, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes. For further information on the companies with whom your information may be shared please write to Manchester Car Finance at the address below.
You may be contacted by mail, telephone, fax, e-mail, automated calling systems or other reasonable method with details of products or services offered by one of the above. If you do not want your details to be used for marketing please write to Manchester Car Finance, Unit 16 Globe Industrial Park, Dukinfield, Cheshire, SK16 4RE.
Under the terms of the Data Protection Act you have the right to obtain a copy of the information held about you upon payment of the appropriate fee. We may pass your details to other companies of our group to send you information about their products. Where we are unable to supply you with a vehicle your application will be passed to Nationwide Car Finance who may provide you (subject to status) with credit to buy a vehicle from a wider range of used car dealers. You have the right at any time, to stop us from contacting you by post, telephone or email or giving your details to others for these purposes. You may write to us if you wish us to stop. Manchester Car Finance is a trading name of CR Services Ltd licensed credit brokers, registered office: Ground Floor, Unit 16 Globe Industrial Park, Dukinfield, Cheshire SK16 4RE. Registered in England number 5432745. VAT number: 861 2188 28.
Typical APR 34.9%
About This Website | Data Protection | The products and services described in this website are available only to residents of England and Wales. The information in this website is not directed at anyone other than residents of England and Wales and applications from other locations will not be accepted. The information contained in this website may not satisfy the laws of any other country. If you proceed to access the information included in this website, you acknowledge that you have read and agree with the above statement. *Finance Example - Cash price £3,305, no deposit, 260 weekly payments of £25. Total charge for credit £3,195, Total payable £6,500 (APR 34.9%).