Guaranteed Car Finance
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Guaranteed Car Finance for People on Benefits

Guaranteed Car Finance

Need a car but can't get credit? We specialise in guaranteed car finance for people on benefits who need to buy a car, but can't get credit elsewhere. If you are on benefits and need car finance then we have an unbeatable acceptance rate, you've come to the right place - Simply complete the form opposite to apply.

We always have a wide range of used cars available to drive away the same day from under £35 a week*

All circumstances considered - Benefits, CCJs, defaults, arrears, limited credit history - Whatever your circumstances we can help. Choose from a wide selection of quality used cars from a full range of manufacturers.

“…No pressure to sign anything, friendly salesman, excellent after service, no pressure on stretching budget to get a different car… I spoke to a staff member who explained what cars they had in stock for my budget, arranged a day to visit and drove away the same day. I got a good part exchange price for my old car… I would definitely recommend for those like myself with bad credit…”
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With us there are no awkward questions to answer. Repayment terms are agreed to suit your budget. You can apply for a no deposit scheme and even part exchange your old car. Your new car will have a long MOT and you can apply for 5-days of motor insurance (subject to acceptance & a £12.50 fee). Our free mechanical breakdown warranty will give you peace of mind that we will repair any mechanical or electrical fault on the car at the point of sale or during the period of the cover.

If you have been refused for car finance elsewhere due to being on benefits, you should know that it doesn't matter to us. This is because we have sole exclusivity with lenders, which makes us the Number 1 for Bad Credit Car Finance Approval in the UK.

If a percentage of your income is made up of Tax Credits such as Child Tax Credit or Working Tax Credit you will be pleased to know that, unlike some other lenders, we take this into account when calculating your income.

45.9% APR Representative

About This Website | Data Protection | TCF | Credit Checking | The products and services described in this site are available only to residents of England, Wales & Scotland. The information in this site is not directed at anyone other than residents of England, Wales & Scotland and applications from others will not be accepted. The information contained in this site may not satisfy the laws of any other country. If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement. CR Services Ltd principally introduces business to CLS Finance Ltd (CLSF), both of which share common shareholders. We may receive a commission from CLSF for introducing you as a customer to them. You may request details of commission that we receive prior to entering into a loan agreement. We may introduce business to other unrelated lenders. In order to increase your opportunity of getting credit on the best possible terms we recommend that you apply to other lenders before entering into a loan with us. *REPRESENTATIVE FINANCE EXAMPLE: CASH price £3,900, Deposit Nil, Total Amount of Credit £3,900, 208 weekly payments of £36.49, Total cost of credit £3,689.92, Total payable £7,589.92, Representative APR 45.9%, rate of Interest 38.0% p/a (fixed). CR Services Ltd, Unit 2 Alexandra Street, Hyde, Cheshire SK14 1DX. Authorised and Regulated by the Financial Conduct Authority, 25 The North Colonade, Canary Wharf, London E14 5HS (FRN 656589) Finance subject to status. All vehicles subject to availability. Images are for illustration only. E&OE.